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What's Left, step 5 of 7: How much should I put aside?

Savings goal calculator

Find out how much to save each month to reach a target by a set date.

Rates checked

By the ComputeNow team, checked against GOV.UK and HMRCSources (2)How we calculate

For example, a house deposit or a car.

Time to reach it

Average easy-access rate: 2.06%. Use yours if you know it.

What you have put aside so far. Optional.

No sign-up. No bank login. What you type stays in your browser.

Save

£269.60

a month for 3 years to reach £10,000.

Your £10,000

  • Your deposits  £9,705.50 (97%)
  • Interest  £294.50 (3%)

Where it comes from

Total
Your deposits£9,705.50
Interest earned£294.50
Your goal£10,000.00

This is an estimate, not financial advice.

Next steps

What's Left adds up your monthly figures from each calculator and shows what is left each month.

Save £269.60Breakdown

Reaching your goal faster

The sooner you start, the more interest does for you. Setting up a standing order on payday makes saving automatic.

A Lifetime ISA adds a 25% government bonus if you are saving for your first home and are under 40.

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Savings calculatorHow your savings grow with interestCompound interest calculatorHow interest builds on interestBudget calculatorSplit your pay with 50/30/20

Guides and help

Official services and free advice

Individual Savings Accounts (ISAs)GOV.UK: tax-free saving and investingLifetime ISAGOV.UK: a government bonus for a first home or later lifeCheck your money is protectedFSCS: cover if a bank or provider fails

Sources

Each source was last checked on .

These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper.

This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.