What's Left, step 1 of 7: What will I take home?

Bonus tax calculator

Find out how much of a bonus you keep after Income Tax and National Insurance.

2026/27 tax yearEngland, Wales and Northern IrelandRates checked 18 October 2026

By the ComputeNow team, checked against GOV.UK and HMRCSources (3)How we calculate

Your salary

Your normal yearly salary before tax.

Bonus

The bonus before any deductions.

Share sacrificed into your pension (optional)

Bonus you swap into your pension. Optional.

Where you live

England, Wales or NIScotland

Choose Scotland if your tax code starts with S.

We've assumed the usual tax code (1257L), no pension and no student loan. Change these under More options.

More optionsPension, student loan, tax code, National Insurance category, Blind Person's Allowance

Pension contribution

Your workplace pension. Optional.

Or a fixed pension amount

A month, if you pay a fixed amount. Optional.

How your pension is paid

From pay before taxSalary sacrificeRelief at source

Not sure? Ask your employer.

Pension percentage is of

My whole salaryQualifying earnings

Many schemes use pay between £6,240 and £50,270.

Student loan

More than one plan? Choose the one with the lowest threshold.

I also repay a Postgraduate Loan

Tax code

From your payslip, for example 1257L.

National Insurance category

The letter on your payslip. Most people are A.

I get Blind Person's Allowance

Adds £3,250 to your tax-free allowance. If it is already in your tax code, leave this unticked.

No sign-up. No bank login. What you type stays in your browser.

You keep

£2,160.00

of your £3,000 bonus after 20% tax and 8% National Insurance.

Your bonus month

Item	Bonus month	Normal month
Pay before tax (gross)	£5,916.67	£2,916.67
Income Tax	£973.83	£373.83
National Insurance	£389.53	£149.53
Take-home pay	£4,553.30	£2,393.30

This is an estimate. Your payslip can be a little different because of how your employer rounds figures or when deductions are taken. We've assumed 2026/27 rates for England, Wales and Northern Ireland, a standard tax code, no pension and no student loan; change these under More options. Your employer may take more tax in the bonus month itself; any extra comes back over the year.

Next steps

Take-home pay calculatorYour normal monthly pay, to add to What's Left.

What's Left adds up your monthly figures from each calculator and shows what is left each month.

You keep £2,160.00Breakdown

Why your payslip might differ

Your payslip can be different from this if:

your tax code isn't 1257L (check the code on your payslip);
you pay into a pension or repay a student loan (add them under More options);
you started or changed job this tax year, and you're on an emergency code;
this month included a bonus or overtime;
you have more than one job;
you live in Scotland, where the tax rates are different.

For hours or pay, ask your payroll team. For a tax code, ask HMRC. Why is my pay different this month?

How a bonus is taxed

A bonus is added to your pay in the month it is paid and taxed through PAYE like the rest of your salary.

Within the basic-rate band it loses 20% to tax and 8% to NI. If it takes your yearly pay over £50,270, the part above is taxed at 40% and NI drops to 2%. We show the tax your bonus adds over the whole year, which is what PAYE settles to by the end of the tax year.

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Guides and help

Our guides

What you keep from a pay rise in 2026/27Take-home from every extra £1,000, salary by salary The 60% tax trapWhy income over £100,000 is taxed at 60%, and what to do Why is my pay different this month?The usual reasons a payslip changes, whether it evens out, and who to ask

Official services and free advice

Check your Income Tax for this yearGOV.UK: your tax code and pay so far Tax codes explainedGOV.UK: what yours means, and fixing a wrong one Salary sacrificeGOV.UK: how it changes tax and NI

Sources

Each source was last checked on 18 October 2026.

These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper.

This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.