Guides

Data studies

Our own analysis, worked out with the same calculations as our calculators.

• What you keep from a pay rise in 2026/27

  Take-home from every extra £1,000, salary by salary.

• How big could your pension be?

  Pension pots by the age you start saving.

Pay & tax

• UK tax rates and thresholds 2026/27

  Every Income Tax, NI, student loan, savings, property and vehicle figure in one place.

• How Income Tax bands work in 2026/27

  Personal Allowance, basic, higher and additional rate.

• What does my tax code mean? 1257L, BR, 0T and K explained

  Read your code and see what it does to your pay.

• National Insurance in 2026/27

  Rates, thresholds, category letters and salary sacrifice.

• The 60% tax trap

  Why income over £100,000 is taxed at 60%, and what to do.

• Student loan repayments in 2026/27

  Thresholds for every plan and monthly examples.

• Why is my pay different this month?

  The usual reasons a payslip changes, whether it evens out, and who to ask.

• Salary sacrifice explained

  Pensions, electric cars and what you save.

• The Child Benefit charge

  What you pay back on income over £60,000.

• UK tax and money glossary

  Plain-English meanings with this year's figures.

Property

• Stamp duty in 2026 across the UK

  SDLT, LBTT and LTT bands, first-time buyers and second homes.

• How much does it cost to buy a home?

  Deposit, stamp duty, mortgage and the income you need.

Vehicles

• Car tax in 2026: rates for every car

  First-year rates, the standard rate and the expensive car supplement.

Loans & savings

• The State Pension and your NI record

  What each qualifying year is worth.

• UK interest rates and inflation today

  Average mortgage, savings, loan and card rates.