What's Left, step 1 of 7: What will I take home?

Pro-rata salary calculator

Work out your salary and take-home pay for part-time or reduced hours.

2026/27 tax yearEngland, Wales and Northern IrelandRates checked

The salary for the job at full-time hours.

Shown in the job advert or your contract.

For example, three days of 7.5 hours.

52 for a full year. Term time: weeks worked plus holiday.

Where you live

Choose Scotland if your tax code starts with S.

We've assumed the usual tax code (1257L), no pension and no student loan. Change these under More options.

More optionsPension, student loan, tax code, National Insurance category, Blind Person's Allowance

Your workplace pension. Optional.

A month, if you pay a fixed amount. Optional.

How your pension is paid

Not sure? Ask your employer.

Pension percentage is of

Many schemes use pay between £6,240 and £50,270.

More than one plan? Choose the one with the lowest threshold.

From your payslip, for example 1257L.

The letter on your payslip. Most people are A.

Adds £3,250 to your tax-free allowance. If it is already in your tax code, leave this unticked.

No sign-up. No bank login. What you type stays in your browser.

You'll take home about

£1,553

a month. That's about £358 a week, or £18,640 a year, from £21,000 a year before tax.

Where your money goes

  • Income Tax£141 a monthYou pay no tax on the first £12,570 a year, your tax-free allowance. Above that, most pay is taxed at 20%.
  • National Insurance£56 a month8% of what you earn between £12,570 and £50,270 a year, and 2% above that. It builds your State Pension.

Of every £100 you earn, you keep £89

  • Take-home  £18,639.60 (89%)
  • Income Tax  £1,686.00 (8%)
  • National Insurance  £674.40 (3%)

If you earned £1,000 more a year, you would keep about £720 of it, or 72p of every extra £1.

If your hours or pay rate look wrong, ask your employer's payroll team. If your tax code looks wrong, HMRC sets it: check it in the HMRC app or on GOV.UK. Have your latest payslip and your P45 or P60 to hand.

See every line

Your full breakdown

ItemYearMonth
Pro-rata salary£21,000.00£1,750.00
Income Tax£1,686.00£140.50
National Insurance£674.40£56.20
Take-home pay£18,639.60£1,553.30

This is an estimate. Your payslip can be a little different because of how your employer rounds figures or when deductions are taken. We've assumed 2026/27 rates for England, Wales and Northern Ireland, a standard tax code, no pension and no student loan; change these under More options.

Next steps

What's Left adds up your monthly figures from each calculator and shows what is left each month.

You'll take home about £1,553Breakdown

Why your payslip might differ

Your payslip can be different from this if:

For hours or pay, ask your payroll team. For a tax code, ask HMRC. Why is my pay different this month?

How pro-rata pay is worked out

Pro-rata pay is the full-time salary × your hours ÷ full-time hours: £35,000 × 22.5 ÷ 37.5 = £21,000.

Holiday entitlement is pro-rated in the same way, but your hourly rate stays the same as a full-time colleague's.

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