# Maternity pay calculator 2026/27 (SMP) | ComputeNow

URL: https://computenow.co.uk/maternity-pay-calculator/

> Work out your Statutory Maternity Pay for 2026/27, week by week, with your employer’s enhanced maternity pay and the earliest start date.

This calculator shows a worked example below. To use your own figures, add them to the URL as query parameters (listed in https://computenow.co.uk/llms.txt), for example https://computenow.co.uk/maternity-pay-calculator/?<parameter>=<value>.

[What's Left, step 1 of 7: What will I take home?](https://computenow.co.uk/money-plan/#steps)

# Maternity pay calculator

Work out your Statutory Maternity Pay for the full 39 weeks.
Rates from 5 April 2026Rates checked 18 October 2026
By the ComputeNow team, checked against GOV.UK and HMRC[Sources (2)](#sources)[How we calculate](https://computenow.co.uk/methodology/)

Your Statutory Maternity Pay is
£9,652.56
over 39 weeks, before tax.

## How it adds up

| Item | Weekly | Total |
| --- | --- | --- |
| Weeks 1 to 6: 90% of earnings | £540.00 | £3,240.00 |
| Weeks 7 to 39: standard rate | £194.32 | £6,412.56 |
| Total Statutory Maternity Pay |  | £9,652.56 |

Your pay can start from 27 December 2026 at the earliest, 11 weeks before your due date.
This is an estimate, not advice. Maternity pay is taxed like salary. If your employer pays more, add its scheme under More options.
[Your Statutory Maternity Pay is £9,652.56 Breakdown](#result)

## Week by week

| Weeks | Statutory pay | You get |
| --- | --- | --- |
| Weeks 1 to 6 | £540.00 | £540.00 |
| Weeks 7 to 39 | £194.32 | £194.32 |

Amounts are a week, before tax.

## How Statutory Maternity Pay works

For the first 6 weeks you get 90% of your average weekly earnings. For the next 33 weeks you get £194.32 a week, or 90% of your earnings if that is lower.
To qualify you need to earn at least £129 a week on average and have worked for your employer for 26 weeks by the 15th week before your due date.
Statutory Maternity Pay is taxed like normal pay, and paternity pay uses the same weekly rate.

## Common questions

### How much is Statutory Maternity Pay in 2026/27?

90% of your average weekly earnings for the first 6 weeks, then £194.32 a week or 90% of your earnings, whichever is lower, for the next 33 weeks.

### How much SMP do I get on £600 a week?

£540.00 a week for 6 weeks, then £194.32 a week: £9,652.56 in all before tax.

### Who can get Statutory Maternity Pay?

You must earn at least £129.00 a week on average and have worked for your employer long enough. If you don’t qualify, you may get Maternity Allowance instead.

## Related calculators

[Sick pay calculator Statutory Sick Pay from day one](https://computenow.co.uk/sick-pay-calculator/)[Take-home pay calculator Your pay after Income Tax and NI](https://computenow.co.uk/take-home-pay/)[Budget calculator Plan your spending on a lower income](https://computenow.co.uk/budget-calculator/)

## Guides and help

### Our guides

[The Child Benefit charge What you pay back on income over £60,000](https://computenow.co.uk/guides/child-benefit-charge/)

### Official services and free advice

[Maternity pay and leave GOV.UK: eligibility and how to claim](https://www.gov.uk/maternity-pay-leave)[Paternity pay and leave GOV.UK: for partners](https://www.gov.uk/paternity-pay-leave)[Shared Parental Leave and Pay GOV.UK: sharing leave between parents](https://www.gov.uk/shared-parental-leave-and-pay)[Tax-Free Childcare GOV.UK: help with childcare costs](https://www.gov.uk/tax-free-childcare)

## Sources

Each source was last checked on 18 October 2026.

- [GOV.UK: Maternity pay and leave](https://www.gov.uk/maternity-pay-leave/pay)
- [GOV.UK: Rates and thresholds for employers 2026 to 2027](https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027)
These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper.
This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.