# Inflation calculator UK: value of money since 1988

URL: https://computenow.co.uk/inflation-calculator/

> See what an amount from any year since 1988 is worth today using official ONS CPI figures, or what your money will buy in future.

This calculator shows a worked example below. To use your own figures, add them to the URL as query parameters (listed in https://computenow.co.uk/llms.txt), for example https://computenow.co.uk/inflation-calculator/?<parameter>=<value>.

[What's Left, step 5 of 7: How much should I put aside?](https://computenow.co.uk/money-plan/#steps)

# Inflation calculator

See how rising prices change what your money can buy.
ONS CPI to September 2026Rates checked 18 October 2026
By the ComputeNow team, checked against GOV.UK and HMRC[Sources (3)](#sources)[How we calculate](https://computenow.co.uk/methodology/)

In 10 years, £1,000 will buy
£820.35
of today's goods. The same shopping will cost £1,218.99.

## What inflation does

| Item | Amount |
| --- | --- |
| Your money today | £1,000.00 |
| Cost of the same goods in 10 years | £1,218.99 |
| Buying power in today's money | £820.35 |

We use the Bank of England's 2% target for the years ahead. Prices are rising 3.5% a year now (ONS CPI, September 2026).
This is an estimate, not financial advice. Nobody knows future inflation; change the rate under More options to try others.
[In 10 years, £1,000 will buy £820.35 Breakdown](#result)

## Why inflation matters

If your savings earn less than inflation, they lose buying power every year even as the balance grows.
To keep pace with 2.5% inflation, your money needs to grow by at least 2.5% a year after tax.

## Common questions

### What is the current UK inflation rate?

Consumer prices rose 3.5% in the 12 months to September 2026, according to the ONS. The Bank of England’s target is 2%.

### What is £100 from 2000 worth today?

About £198.21, using the ONS Consumer Prices Index. Prices have risen 98% since 2000.

## Related calculators

[Savings calculator How your savings grow with interest](https://computenow.co.uk/savings-calculator/)[Investment and ISA calculator How investments could grow](https://computenow.co.uk/investment-calculator/)[Compare tax years See how this year differs from last](https://computenow.co.uk/compare-tax-years/)

## Guides and help

### Our guides

[UK interest rates and inflation today Average mortgage, savings, loan and card rates](https://computenow.co.uk/guides/uk-interest-rates-and-inflation/)

### Official services and free advice

[Bank of England inflation calculator Prices back to 1209](https://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculator)[Individual Savings Accounts (ISAs) GOV.UK: tax-free saving and investing](https://www.gov.uk/individual-savings-accounts)

## Sources

Each source was last checked on 18 October 2026.

- [ONS: CPI index, all items (D7BT)](https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/d7bt/mm23)
- [ONS: Consumer price inflation](https://www.ons.gov.uk/economy/inflationandpriceindices)
- [Bank of England: inflation target and Bank Rate](https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate)
These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper.
This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.