# Income tax calculator 2026/27: UK and Scotland | ComputeNow URL: https://computenow.co.uk/income-tax-calculator/ > See your Income Tax band by band for 2026/27 on earnings, savings interest and dividends, with Scottish rates, allowances and pension relief. This calculator shows a worked example below. To use your own figures, add them to the URL as query parameters (listed in https://computenow.co.uk/llms.txt), for example https://computenow.co.uk/income-tax-calculator/?=. [What's Left, step 1 of 7: What will I take home?](https://computenow.co.uk/money-plan/#steps) # Income Tax calculator See how much Income Tax you pay in each band. 2026/27 tax yearAll of the UK, including ScotlandRates checked 18 October 2026 By the ComputeNow team, checked against GOV.UK and HMRC[Sources (4)](#sources)[How we calculate](https://computenow.co.uk/methodology/) Your Income Tax is £11,432.00 a year, or £952.67 a month: 19.1% of your £60,000 income. ## Band by band | Item | Income | Rate | Tax | | --- | --- | --- | --- | | Personal Allowance | £12,570.00 | 0% | £0.00 | | Basic rate on earnings and other income | £37,700.00 | 20% | £7,540.00 | | Higher rate on earnings and other income | £9,730.00 | 40% | £3,892.00 | | Total Income Tax | | | £11,432.00 | Earning over £50,270 doesn't put all your income in the 40% band. Only the part above £50,270 is taxed at 40%; the rest is taxed exactly as before. This is an estimate, not financial advice. Based on 2026/27 rates for England, Wales and Northern Ireland. It does not include National Insurance or Capital Gains Tax. ### Next steps - [Take-home pay calculator](https://computenow.co.uk/take-home-pay/?salary=60000)Add National Insurance, pension and student loan to see what you take home. [What's Left](https://computenow.co.uk/money-plan/) adds up your monthly figures from each calculator and shows what is left each month. [Your Income Tax is £11,432.00 Breakdown](#result) ## How Income Tax bands work Each slice of your income is taxed at its own rate, so earning more never reduces your take-home pay overall. Over £100,000 your Personal Allowance shrinks by £1 for every £2 earned, and it is gone at £125,140. Read more in our guide to [how Income Tax bands work in 2026/27](https://computenow.co.uk/guides/income-tax-bands-2026-27/). ## Common questions ### What are the Income Tax bands for 2026/27? In England, Wales and Northern Ireland: no tax on the first £12,570, 20% up to £50,270, 40% up to £125,140 and 45% above. Scotland has its own rates. ### How much tax do I pay on £50,000? £7,486.00 of Income Tax a year in England, Wales or Northern Ireland, with the standard Personal Allowance. National Insurance is on top. ### How are savings interest and dividends taxed? Basic-rate taxpayers get £1,000 of interest tax-free (£500 for higher-rate). Everyone gets £500 of dividends tax-free; above that dividends are taxed at 10.75%, 35.75% or 39.35%. ## Related calculators [Take-home pay calculator Your pay after Income Tax and NI](https://computenow.co.uk/take-home-pay/)[Salary after tax Every salary from £15,000 to £150,000](https://computenow.co.uk/salary-after-tax/)[Capital Gains Tax calculator Tax on gains from selling assets](https://computenow.co.uk/capital-gains-tax-calculator/) ## Guides and help ### Our guides [How Income Tax bands work in 2026/27 Personal Allowance, basic, higher and additional rate](https://computenow.co.uk/guides/income-tax-bands-2026-27/)[UK tax rates and thresholds 2026/27 Every Income Tax, NI, student loan, savings, property and vehicle figure in one place](https://computenow.co.uk/guides/uk-tax-rates-and-thresholds-2026-27/)[What does my tax code mean? 1257L, BR, 0T and K explained Read your code and see what it does to your pay](https://computenow.co.uk/guides/tax-codes-explained/)[The 60% tax trap Why income over £100,000 is taxed at 60%, and what to do](https://computenow.co.uk/guides/60-percent-tax-trap/) ### Official services and free advice [Check your Income Tax for this year GOV.UK: your tax code and pay so far](https://www.gov.uk/check-income-tax-current-year)[Tax codes explained GOV.UK: what yours means, and fixing a wrong one](https://www.gov.uk/tax-codes)[Marriage Allowance GOV.UK: share part of your Personal Allowance](https://www.gov.uk/marriage-allowance)[Self Assessment tax returns GOV.UK: who needs to send one](https://www.gov.uk/self-assessment-tax-returns)[Tax relief for work expenses GOV.UK: uniforms, tools, mileage, working from home](https://www.gov.uk/tax-relief-for-employees) ## Sources Each source was last checked on 18 October 2026. - [GOV.UK: Rates and thresholds for employers 2026 to 2027](https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027) - [GOV.UK: Income Tax rates and Personal Allowances](https://www.gov.uk/income-tax-rates) - [GOV.UK: Scottish Income Tax](https://www.gov.uk/scottish-income-tax) - [GOV.UK: Income Tax rates and allowances, including savings and dividends](https://www.gov.uk/government/publications/rates-and-allowances-income-tax/income-tax-rates-and-allowances-current-and-past) These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper. This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.