# Guides | ComputeNow URL: https://computenow.co.uk/guides/ > Plain-English UK money guides with figures worked out from official 2026/27 rates: tax codes, Income Tax, National Insurance, stamp duty, pensions and more. This calculator shows a worked example below. To use your own figures, add them to the URL as query parameters (listed in https://computenow.co.uk/llms.txt), for example https://computenow.co.uk/guides/?=. # Guides Plain-English explanations of UK tax and money rules. Every figure is worked out from official rates, so it is right for the 2026/27 tax year. Weighing up a decision, like a pension or an ISA? See our [articles](https://computenow.co.uk/articles/). ## Latest - Reference ### UK tax rates and thresholds 2026/27 18 October 2026 Every Income Tax, NI, student loan, savings, property and vehicle figure in one place. - Pay & tax ### How Income Tax bands work in 2026/27 18 October 2026 Personal Allowance, basic, higher and additional rate. - Pay & tax ### What does my tax code mean? 1257L, BR, 0T and K explained 18 October 2026 Read your code and see what it does to your pay. ## Start here - Reference ### UK tax rates and thresholds 2026/27 - Pay & tax ### How Income Tax bands work in 2026/27 - Pay & tax ### What does my tax code mean? 1257L, BR, 0T and K explained - Data study ### What you keep from a pay rise in 2026/27 - Pay & tax ### National Insurance in 2026/27 ## Data studies Our own analysis, worked out with the same calculations as our calculators. - ### What you keep from a pay rise in 2026/27 Take-home from every extra £1,000, salary by salary. - ### How big could your pension be? Pension pots by the age you start saving. ## Pay & tax - ### UK tax rates and thresholds 2026/27 Every Income Tax, NI, student loan, savings, property and vehicle figure in one place. - ### How Income Tax bands work in 2026/27 Personal Allowance, basic, higher and additional rate. - ### What does my tax code mean? 1257L, BR, 0T and K explained Read your code and see what it does to your pay. - ### National Insurance in 2026/27 Rates, thresholds, category letters and salary sacrifice. - ### The 60% tax trap Why income over £100,000 is taxed at 60%, and what to do. - ### Student loan repayments in 2026/27 Thresholds for every plan and monthly examples. - ### Why is my pay different this month? The usual reasons a payslip changes, whether it evens out, and who to ask. - ### Salary sacrifice explained Pensions, electric cars and what you save. - ### The Child Benefit charge What you pay back on income over £60,000. - ### UK tax and money glossary Plain-English meanings with this year's figures. ## Property - ### Stamp duty in 2026 across the UK SDLT, LBTT and LTT bands, first-time buyers and second homes. - ### How much does it cost to buy a home? Deposit, stamp duty, mortgage and the income you need. ## Vehicles - ### Car tax in 2026: rates for every car First-year rates, the standard rate and the expensive car supplement. ## Loans & savings - ### The State Pension and your NI record What each qualifying year is worth. - ### UK interest rates and inflation today Average mortgage, savings, loan and card rates. ## Guides and help ### Official services and free advice [Check your Income Tax for this year GOV.UK: your tax code and pay so far](https://www.gov.uk/check-income-tax-current-year)[Check your National Insurance record GOV.UK: find gaps that cut your State Pension](https://www.gov.uk/check-national-insurance-record)[Check your State Pension forecast GOV.UK: how much and when](https://www.gov.uk/check-state-pension) These results are an estimate, not financial advice. They use the 2026/27 rates in force on 24 October 2026 and the inputs shown, so your actual tax, pay or costs may differ. Before making a decision about your money, check the figures with HMRC or your provider, or speak to a regulated financial adviser. Free, impartial guidance is available from MoneyHelper. This page explains the rules using the 2026/27 rates in force on 24 October 2026. It is general information, not financial advice. For decisions about your own money, speak to a regulated financial adviser, or get free, impartial guidance from MoneyHelper.